Purchasing a car is an exciting milestone. Especially when it's a Volkswagen! That's why Volkswagen Credit has established a program designed to help buyers who do not have established automotive credit history. 

Learn more about how we can help you save on your first car purchase with the Volkswagen First Time Buyer Program!

Eligible Vehicles:

  • New and Untitled Volkswagen Models
  • Certified Pre-Owned Volkswagen vehicles
  • Pre-Owned Volkswagen vehicles

Eligible Programs:

  • Retail Financing


  • U.S. citizens and permanent residents who are purchasing, not leasing, a vehicle, and who have never had automotive credit. 
  • Credit history is not required, but existing credit must be in good standing without previous derogatory credit.
  • Applicants must have a minimum of one year of residence and receive credit approval from Volkswagen Credit.

To be considered for this program, you must provide the following information for each applicant prior to final approval and funding.

  • Proof of income, with a minimum of one year verifiable full-time employment with your current employer, and an income that is sufficient to cover all financial obligations.
  • A contact name and phone number within the Payroll or Human Resources Department of your employer.
  • Documentation to verify your address and phone number.
  • A copy of your United States Social Security card.
  • Two complete personal references (including address and phone number) who reside in the U.S. and who Volkswagen Credit can contact directly; one must be from a relative.
Contact us for more information or submit your prequalification application below to get started today!

Purchase financing only, not available for lease. Offer available to U.S. citizens and permanent residents with no past automotive financing who have resided for a minimum of one year within the market area of a participating dealer. Not eligible for financing terms in excess of 60 months.